H
HimaTHE SMARTER
WAY TO INSURE
YOUR BIKE
"No apps, no browsers, just chat and ride. Hima brings instant micro-insurance to your WhatsApp."
Join 50k+ riders

$2 / Day
Ride Safe
Feel Supported
Hima is the world's first micro-insurance built for the road. We protect thousands of riders daily without the complexity of traditional insurance.
500K+
Active Riders
#1
WhatsApp Insurer
60s
Claim Response
Why Trust
Hima ?

Explore Our Guides
Our experts have compiled resources that cover the basics and beyond.
Essential coverage for short daily commutes. Pay only for the days you ride.

HIMA
HIMA
Join Our Millions
Of Happy Riders
Hima has near-perfect ratings on Trustpilot and Google Play. Here's what our riders are saying.
"Hima is a game changer for riders. I snapped a photo of my flat tire, sent it on WhatsApp, and a tow truck was there in 20 minutes. No app required!"
Carlos Mendez
Delivery Captain
Frequently
Asked Questions

Ride Protected
From Today
Join thousands of riders who protect their freedom with Hima micro-insurance.
